A Medicare Supplement gives you the freedom to go to any provider nationwide that accepts Medicare, and with some plans, you have no out-of-pocket costs for Medicare-approved charges. Also, most plans have automatic claims filing.
In Short, we have “A” rated carriers with the lowest rates for our customers to choose from. While, Medicare does not cover all healthcare bills, you can choose a Medicare Supplement or a Medigap Insurance Policy that eliminates out-of-pocket expenses for Medicare-approved care received.
There are Medigap policies that cover copayments and deductibles for Medicare-approved charges that Medicare does not pay.
Without a Medigap policy, you are responsible for deductibles, co-pays, and coinsurance that Medicare does not cover. With a Medigap plan, of course, depending on the plan you choose, you can reduce or eliminate these charges.
The insured is responsible for paying the costs of services not covered by Medicare. With a Medigap policy, you can reduce or eliminate some of these costs. However, there are services Medicare does not approve; these would not be covered by a gap insurance policy either.
Medigap plans don’t replace Original Medicare. Instead, these plans work alongside your Original Medicare coverage to help cover some of the costs that you would normally have to pay for on your own.
Contact us today and learn more about methods to save your money on your health insurance.